Which Condition Does Not Need Proof to Qualify for LTD?

Thousands of people claim and win their social security in disability cases every year. While some cases may be complex and require more time and energy, others are simple. The person suffering from disabilities can get their long-term disability claim approved.

A long-term disability covers various aspects of illness and accidents, including adults, children, and students. The primary rule for a long-term disability claim is an injury resulting in a disability that prohibits you from working and restricts you from generating an income. 

In times like that, you are in desperate need of financial support, plus you need to secure your future finances. One mistake, and everything gets ruined. Although there is a list of conditions that qualify for LTD without any external evidence or testimony, some cases might need a little extra effort.

For such cases, hire an experienced disability attorney to help claim your losses and social security. However, here are some things you must learn about LTD claims, such as the common types of disabilities, which are automatically accepted for the claim.

Common medical conditions for disabilities

  • Injuries related to the musculoskeletal system

Musculoskeletal system disorders or injuries are the most common type of medical complication in disability cases. These disorders directly affect your skeletal muscles, tendons, and nerves around your bones by weakening them. 

The problems caused by defective muscles or nerves around your skeletal can restrict your movement or ability to work for long hours. For example, a patient with arthritis cannot stand or sit in one place for a long time. 

Musculoskeletal injuries can induce pain in various parts of your body that can be minor or acute. Either this defect can be permanent and cause complications in working and doing daily activities of high intensity. 

Below are some examples of a damaged musculoskeletal system 

  • Arthritis
  • Fibromyalgia
  • Reflex sympathetic dystrophy 
  • Back injuries and pain 
  • Mental health issues and disorders

Many people experience mental health issues after an illness or accident. While these disorders do not have an external wound or pain in a particular body part, they can ruin a person well being adverse. 

People suffering from mental health disorders often cannot have a healthy work-life balance and face concentration issues while doing any task. They also get tired after doing the simplest tasks in a daily routine. 

Depression, anxiety, and PTSD are some common types of disorders that victims go through and are automatically considered for long-term disability claims. 

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